SWICA is by your side
We support you and your baby throughout pregnancy and beyond.
100+
health promotion
offers
24/7
free
medical advice
SWICA offers you all these benefits and more. Find out more now
Your pregnancy and maternity benefits
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SWICA's supplementary insurance ensures that you and your child are completely covered.
- 200 franc breastfeeding bonus per child
- Complementary treatment to help with pregnancy, such as acupuncture for morning sickness or pain
- Baby massage classes
- Antenatal exercises
- Postnatal exercises
santé24 – Online practice for round-the-clock medical advice and treatment
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The doctors and medical staff at santé24 will advise you on all questions relating to:
- Illness & accident
- Maternity
- Prevention & health
Advice is free of charge for SWICA customers.
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The TytoHome telemedicine device allows you to carry out medical checks on yourself or your child anytime and anywhere, and discuss the results with the doctors at santé24.
Family discounts for children and young adults
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- Children: SWICA gives you a 76% discount on premiums for basic insurance (adult premium) for the 1st and 2nd child, and 90% for all subsequent children..
- Young adults aged 19-25: 12% discount on premiums for basic insurance (adult premium) at SWICA.
Calculate premiums quickly and easily online
Whether you're looking for basic or supplementary insurance, you can put together your individual package and calculate your personal BENEVITA bonus programme discount of up to 15% on selected supplementary insurance plans (learn more).
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Our SWICA advisors are there for you. Together, we can find the optimum insurance cover for you:
- Personal consultation at your local SWICA agency
- Call us free on 0800 80 90 81
- Or write to us
Switching to SWICA couldn't be easier. Our advisors will take care of all the formalities – including cancelling your current insurance.
Frequently asked questions
Basic insurance is mandatory for all residents of Switzerland and ensures that everyone has access to basic medical care relating to illnesses, accidents and maternity.
Supplementary insurance, on the other hand, is voluntary and provides benefits that basic insurance (mandatory cover) does not cover or only partially covers. When it comes to complementary medical care, fitness, vaccinations, dental treatment and glasses, among other things, supplementary insurance from SWICA not only enables you to extend your cover to suit your needs but also makes you eligible for attractive contributions towards health promotion and prevention measures.
There is a basic distinction between two categories of supplementary insurance: Supplementary outpatient health insurance and supplementary hospitalisation insurance.
A hospitalisation policy provides supplementary cover that, depending on the plan, offers you more choice in the hospital or the doctor who treats you and provides additional comfort and preferential access to top-quality medicine.
As basic insurance is mandatory in Switzerland, every resident must have such a policy and insurers are obligated to accept anyone who applies for basic cover.
Unlike in the case of basic insurance, health insurers can choose who to accept into the supplementary insurance. In order to be accepted for supplementary insurance, prospective insured persons must complete a health questionnaire. This makes it possible for the health insurer to decide whether to accept, reject, or accept conditionally an application for supplementary cover (e.g. as in the case of pre-existing conditions). Important: Do not terminate your contract with a previous insurer until you have received confirmation of acceptance from the new insurer.
No. In principle you can have basic and supplementary cover from different health insurers. However, there are advantages to combining both types with SWICA.
SWICA is the only health insurer that applies co-payments from basic insurance to those of its supplementary insurance, which means the annual co-payments will be much lower when compared to other health insurers.
Basic healthcare insurance includes benefits as laid out in the Federal Health Insurance Act (KVG). Accordingly, all health insurers in Switzerland must offer the same basic insurance benefits.
The benefits for supplementary insurance are subject to the Federal Insurance Contract Act (VVG), which prescribes only the basic aspects of the cover but not the individual benefits. Therefore, benefits will vary from insurer to insurer.
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