With your holistic health partner whatever your circumstances.
For many of us, reaching old age marks the start of a new phase in our lives. No matter what you imagine your retirement will be like, your health plays a central role. SWICA takes a holistic approach to health and supports you not only with comprehensive insurance offers, but also with attractive health benefits and services. Selected supplementary insurance can be taken out with SWICA up to the age of 69. As the health insurance company with the highest customer satisfaction rate (1st place with Comparis, bonus.ch and AmPuls), SWICA is here for you around the clock and for every circumstance in life.
SWICA supports over 100 products and courses for health promotion and preventive healthcare (including yoga, dance, mindfulness courses, swimming, aquafit, sauna, strength training at the gym, cross-country skiing, tennis, golf and lots more). SWICA offers substantial contributions of up to 1'300 francs per year for expenses relating to exercise, nutrition and wellbeing.
Up to 1'300 francs per year for preventive healthcare services
SWICA covers 90% of the costs under COMPLETA FORTE supplementary insurance, up to 500 francs per calendar year (up to 300 francs per type of activity). COMPLETA PRAEVENTA covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). OPTIMA supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year.
Equal consideration of conventional and complementary medicine
SWICA believes that conventional medicine and complementary medicine can be combined to good effect. Anything that benefits your health is a good thing. That's why SWICA supports complementary therapy methods and puts them on an equal footing with conventional medicine.
Complementary treatment methods include acupuncture, aromatherapy, the Feldenkrais method, fango mud therapy, cupping, Rolfing, Bach flower remedies, ayurvedic medicine, biodynamics, spagyrics, Kneipp therapy, shiatsu massage, qigong and much more.
The BENEVITA app – your digital health coach with a bonus programme
SWICA's BENEVITA app supports you with engaging content on the subjects of health and fitness, and rewards you for maintaining an active lifestyle with great offers and discounts on your premiums. As part of the bonus programme you can also complete everyday challenges to collect points, which you can redeem for discounts of up to 15% on your premiums (find out more) for selected supplementary insurance plans.
I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred. Patricia Atz-Breslaw
Personal support in the event of illness or accident
As your health partner, SWICA feels it is important to offer you rapid, expert, and above all personal support when times get tough. The services we offer range from support provided by experienced care managers to home help in the event of accident or illness.
Professional care management
In the event of illness or accident, you can count on one-to-one support from experienced care managers. They will advise and support you in choosing the right treatment and help you out on the administrative front. SWICA has more than 85 care managers working for customers throughout Switzerland.
Personal Home Attendant support service
The Home Attendant service offers reliable help with your home while you're in hospital or at a medical spa. All SWICA customers benefit from a reduced hourly rate. With the HOSPITA or INFORTUNA supplementary insurance plans, you will be reimbursed in accordance with your insurance cover.
First-class medical care and round-the-clock medical advice
Thanks to its premium services, SWICA ensures that you have rapid, priority access to high-quality treatment, and works with an extensive network of specialists to enable the best possible recovery processes for its customers. SWICA customers also benefit from round-the-clock medical assistance, 365 days a year. The doctors and medical specialists at santé24 are available to answer any questions you may have concerning preventive health care, illness, accidents or your health. Advice is free of charge to SWICA customers.
With the SWICA premium calculator you can quickly and easily put together your individual insurance solution and calculate your BENEVITA premium discount.
As your holistic health partner, SWICA helps you stay healthy and recover quickly after an illness or accident, whatever your circumstances.
Supplementary insurance is always a valuable addition to basic insurance. Selected supplementary insurance plans can be taken out with SWICA up to the age of 69, regardless of who currently provides your basic insurance.
SWICA is there for you
The SWICA team will be glad to answer questions on benefits or give you personal advice around the clock, by phone or online. Call on +41 58 800 99 43 or complete the contact form below. We look forward to hearing from you.
«In the past few weeks I had to have surgery twice. Settling the claims has gone smoothly. Today I even got a phone call from someone at SWICA asking how I'm doing, and whether I'm satisfied with how everything went. To me this is a health insurance company really going above and beyond! I'm a big fan. Thank you for this excellent service.»
«I've been with SWICA for 50 years. I really recommend this insurance company because of how understanding it is, the fast payments and everything it does to help remedy the different illnesses we might come across in life.»
«Even though I'm retired now, I still look after people in need and come into conversation with them. You would hardly believe the stories I hear about health insurers. About incorrect information, or promises which then can't be kept. It is people seeking advice who often end up short-changed – people who don't have the confidence, or sometimes the ability, to stand up for themselves. With SWICA I've always received really competent advice – whether it was just a brief phone message, or if a doctor was also consulted – no fuss, no quibbles. But what really touches me is that, whether I'm phoning or asking in person at an agency counter, with SWICA you are taken seriously as a INDIVIDUAL.
I wish that all INDIVIDUALS could enjoy the valuable services that SWICA provides.»
«I’ve been insured with SWICA since childhood and have always received excellent advice. Care Management helps me with my back problem and my communications with the disability insurance authorities (IV). This really takes the pressure off me. I’m very happy and would recommend SWICA to anyone.»
«SWICA is the best health insurer in Switzerland by far. I tried CSS, Arcosana, Concordia and others, but then I switched back to SWICA. Thanks to SWICA, instead of having more than 12 days of migraines a month, with the injection I now only have one day and my quality of life is so much better! SWICA is very straightforward, fast and has fantastic customer service!»
«The decision to remain with SWICA is based on decades of positive experience. I’m absolutely delighted with Benevita. I regularly take part in step competitions and I’m delighted if I come in the top eight. This membership has brought a positive dynamism into my life.»
«I’m a happy customer because SWICA makes generous contributions towards my gym and tennis club memberships. Also, when I submit doctors’ bills they are processed rapidly, and the money I’m owed is transferred to me quickly.»
«I’ve been with SWICA since 1955; before that I was with ZOKU. I’ve never regretted making the change. SWICA’s benefits are comprehensive and effective. So, if you get sick, this gives you a good feeling, which helps you get back on your feet more quickly.»
«I do a lot of sport in my spare time, so it’s important to me to have an insurance partner which supports me financially on that front. The range of services provided by SWICA is transparent and easy to understand, which suits me very well. I also like SWICA’s friendly professional staff and the easy-to-use invoice app.»
«The whole family has been impressed with the professional and expert advice we get from SWICA. SWICA are there to advise and support us. This is a health insurer you can rely on. You can really feel that they care about the health of their customers.»
«SWICA has been able to provide professional assistance to me and my family, regardless of the subject area. The adviser is so friendly that he’s almost become part of the family. SWICA offers a check-up which my husband decided to take advantage of. Although he doesn’t like doctors, he was really delighted with it.»
«SWICA supports me in my efforts to live a healthy lifestyle. When I was trying out Bodypump with a friend, she told me that SWICA made generous contributions to her fitness club membership. So I also switched to SWICA, and am very happy I did. SWICA also provides support in the form of the BENEVITA bonus programme.»
«I’m currently at a rehab centre getting some really excellent treatment. I’m also aware that all this costs a lot of money. SWICA has made this possible for me, and I’m therefore convinced that they take me seriously and know that this is what I need. And, yes, my rehabilitation has been a great success!!! I never thought that this would be possible, but SWICA has provided me with the best option. I’ve regained confidence in my health and am fully committed to maintaining it with all I've got, and I hope to even improve it with some luck and willpower.
And during my illness I was able to support my son while he had his first operation. This, too, was not a problem, which made all of us very happy.»
«As a mum and midwife I find that SWICA offers great maternity-related benefits and services. Already during pregnancy SWICA provided support with acupuncture, which helped me a lot. And after the birth they were always there for us, which meant I could enjoy the time with my baby.»
«I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.»
«The website is clear, straightforward and informative. I particularly like the BENEVITA app, which addresses interesting topics on a daily basis and really inspires me. All in all, I am a SWICA fan and try to persuade as many people as possible that, if they want to have the best possible partner for comprehensive health care at their side, they should do as I do and choose SWICA!»
«My family and I trust in SWICA. I was a professional ice hockey player for 14 years and accidents were the order of the day. Our medical team always looked after us extremely well. After my sports career ended, I decided that I wanted the same care and security for my family and myself. With SWICA I’ve found the ideal partner for my family.»
«As a family, we’ve been insured with SWICA for years now and we're 100% satisfied! SWICA covers a large part of the cost of swimming lessons for our children. Our middle child goes to dances classes, and I was amazed to find that SWICA is the only health insurer which helps out with the cost. Fantastic!!!
But that's not all... SWICA was also there for us during an extremely difficult period. Our son became very ill when he was just 16 months old. My husband and I were given a parents’ room at the children’s hospital, even though I was no longer breastfeeding. The situation was looked into and a decision was taken to cover these costs. Really thoughtful and family-friendly. Ever since then we wouldn’t consider any other health insurer! You are the best! Our son has made a full recovery 😉.»
«I have been with Swica now for at least 15 years and I have never had any problems with them, on the contrary, they are always courteous, expeditious and provide excellent support. Moreover, they take "preventive care" seriously. Also, their Telmed / santé24 are a reliable and convenient way to get fast expert medical assessments - this is the way of the future. I can highly recommend this insurance company!»
