Enjoy exclusive benefits from SWICA

SWICA is the main sponsor of Migros Golf. SWICA can offer you, as the holder of an Migros GolfCard, outstanding insurance cover and exclusive advantages.

You save up to 20%, thanks to the group discount and BENEVITA

Attractive group discounts
You and your spouse/life partner and children living in the same household receive a 5% discount on all HOSPITA hospitalisation plans.

Lead a healthier everyday life with BENEVITA – and save even more
With BENEVITA, you benefit from premium discounts of up to 15% on all semi-private and private hospital insurance models and up to 5% on COMPLETA TOP and COMPLETA FORTE supplementary insurance plans as reward for leading a healthy and active life. Here you will find detailed information about BENEVITA and the premium discounts.

You can also benefit from a generous golf contribution

As part of its commitment to health promotion and preventive healthcare, every year SWICA makes generous contributions towards the cost of your Migros GolfCard under the COMPLETA FORTE, COMPLETA PRAEVENTA and OPTIMA supplementary insurance plans. Here you will find detailed information about the golf contribution.

Example of calculation
with COMPLETA FORTE, COMPLETA PRAEVENTA and OPTIMA

Fee for your Migros GolfCard	CHF 300
Contribution from COMPLETA FORTE^•	CHF 270
Contribution from COMPLETA PRAEVENTA^••	CHF 15
Contribution from OPTIMA^•••	CHF 13.50
Your costs	CHF 1.50

^•90% of the cost, up to CHF 300 (90% of CHF 300)
^••50% of the cost, up to CHF 300 (50% of CHF 30)
^•••90% of the remaining costs, up to CHF 300 (90% of CHF 15)

Example of calculation
with COMPLETA PRAEVENTA and OPTIMA

Fee for your Migros GolfCard	CHF 300
Contribution from COMPLETA PRAEVENTA^•	CHF 150
Contribution from OPTIMA^••	CHF 135
Your costs	CHF 15

^•50% of the cost, up to CHF 300 (50% of CHF 300)
^••90% of the remaining costs, up to CHF 300 (90% of CHF 150)

Calculate your premium in just a few clicks

Put together your basic and supplementary insurance package online now – buy online with just a few clicks.

Contact & advice

Benefit from personal, competent and non-binding advice.

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Your SWICA advantages

SWICA is committed to promoting preventive healthcare and makes annually generous contributions towards the cost of your Migros GolfCard.

Your golf contribution

As the holder of an Migros GolfCard, you and your spouse/life partner and children living in the same household enjoy exclusive premium discounts on the supplementary insurance plans (for as long as the employment relationship/membership continues, up to the age of 65 at the latest).

You can reduce your premium even further by opting for one of the alternative insurance models (e.g. TELMED, CASA, SANTE or MEDPHARM), saving hundreds of francs a year on your household budget.

SWICA customer service 24/7: We would be happy to advise you in person. If you have any questions about your insurance cover, the customer service line is there to help you 24/7. Freephone +41 58 800 99 33

santé24 – your Swiss telemedicine service: Experienced doctors and medical specialists from santé24 offer you expert advice on all questions relating to prevention, health, accidents and pregnancy – worldwide, around the clock, 365 days a year. Phone +41 44 404 86 86

Thanks to its premium offering, SWICA ensures prompt and preferential access to outstanding treatment and works with an extensive network of specialists to provide the best outcomes for its customers. With santé24, SWICA customers also enjoy free telemedicine services.

SWICA believes that conventional medicine and complementary medicine can be combined to good effect. Anything that benefits your health is a good thing. That’s why SWICA supports complementary therapy methods and puts them on an equal footing with conventional medicine.

As your health partner, SWICA is committed to ensuring that you receive quick, professional and, above all, personal support in difficult times. The services on offer include support from experienced care managers and reliable childcare or domestic help in the event of illness or accident.

Professional care management: In the event of illness or accident you can count on professional support from experienced SWICA care managers who will advise and support you in choosing the right treatment and help you out on the administrative front. SWICA has more than 85 care managers working for customers across Switzerland.

Home Nanny and Home Attendant services: SWICA can ensure that your child and household are cared for while you are in hospital or at a medical spa. SWICA customers receive professional support through the Home Nanny and Home Attendant services.

SWICA bases its premium calculations on the rate when you joined and rewards your loyalty by factoring in the length of time that you have been insured with SWICA. This means that you can keep your outgoings to a minimum, even in old age, and still enjoy the best possible insurance cover.

SWICA helps you to adopt a healthy lifestyle and reward you for doing so. Collect points with the BENEVITA app, learn about health topics, enjoy attractive offers, and benefit from discounts of up to 15% (learn more) on the HOSPITA, COMPLETA TOP and COMPLETA FORTE supplementary insurance plans.

We'll be glad to advise you by phone until 21:00

Want individual insurance advice? SWICA's advisers are there from Monday to Friday, by telephone even in the evenings until 21:00. Book your appointment online now.

By the way, changing your health insurer is easier than you may think. SWICA's customer service staff will be glad to help you make the change as smooth as possible.

Call +41 58 800 99 33

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What our customers have to say

Jennifer Hoeffleur

«SWICA supports me in my efforts to live a healthy lifestyle. When I was trying out Bodypump with a friend, she told me that SWICA made generous contributions to her fitness club membership. So I also switched to SWICA, and am very happy I did. SWICA also provides support in the form of the BENEVITA bonus programme.»

Bettina Spanudakis

«As the mother of a 3-year-old I’ve already contacted sante24 several times about ‘childhood illnesses’. I don’t like running to the doctor about every little thing. The initial telephone assessment and expert advice have generally been so good that I haven’t needed to bother our paediatrician.»

Urs Dübendorfer

«The whole family has been impressed with the professional and expert advice we get from SWICA. SWICA are there to advise and support us. This is a health insurer you can rely on. You can really feel that they care about the health of their customers.»

Daniel Gfeller

«Insurance consultants have a reputation for acting in their own interest and talking their customers into buying certain products. With my SWICA advisor, however, I managed to have an open, transparent and friendly conversation that helped me feel confident – the basis for a long-term partnership.»

Erik Hasen

«I have been very satisfied with SWICA for over 40 years, particularly in the period before and after the birth of my son, who was born with a severe disability. Even though the IV takes care of most of the costs, SWICA was always there for me when I had questions or concerns. It really is a good feeling to be covered by this health insurer!»

Loris Hausammann

«I do a lot of sport in my spare time, so it’s important to me to have an insurance partner which supports me financially on that front. The range of services provided by SWICA is transparent and easy to understand, which suits me very well. I also like SWICA’s friendly professional staff and the easy-to-use invoice app.»

Denis Harran

«In SWICA, I’ve found the perfect advisor: competent, efficient and always available, whether it’s for providing advice on services, handling administrative matters or settling claims. My whole family is insured with SWICA. My wife and I are very keen to lead a healthy lifestyle, and take advantage of the tips that we get from the Benevita programme regarding our diet and physical activities.»

Max Gugger

«SWICA gave me all-round support when I had an accident abroad. It was a great relief»