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Up to 20%
premium discount* for
holders of the Migros GolfCard

Up to 20%
premium discount* for
holders of the Migros GolfCard

Enjoy exclusive benefits from SWICA

SWICA is the main sponsor of Migros Golf. SWICA can offer you, as the holder of an Migros GolfCard, outstanding insurance cover and exclusive advantages.

You save up to 20%, thanks to the group discount and BENEVITA

Attractive group discounts
You and your spouse/life partner and children living in the same household receive a 5% discount on all HOSPITA hospitalisation plans.

Lead a healthier everyday life with BENEVITA – and save even more
With BENEVITA, you benefit from premium discounts of up to 15% on all semi-private and private hospital insurance models and up to 5% on COMPLETA TOP and COMPLETA FORTE supplementary insurance plans as reward for leading a healthy and active life. Here you will find detailed information about BENEVITA and the premium discounts.

You can also benefit from a generous golf contribution

As part of its commitment to health promotion and preventive healthcare, every year SWICA makes generous contributions towards the cost of your Migros GolfCard under the COMPLETA FORTE, COMPLETA PRAEVENTA and OPTIMA supplementary insurance plans. Here you will find detailed information about the golf contribution.

Example of calculation
with COMPLETA FORTE, COMPLETA PRAEVENTA and OPTIMA

Fee for your Migros GolfCard CHF 300.–
Contribution COMPLETA FORTE CHF 270.–
Contribution COMPLETA PRAEVENTA•• CHF    15.–
Contribution OPTIMA••• CHF  13.50
Your costs CHF    1.50
90% of the cost, up to CHF 300 (90% of CHF 300)
••50% of the cost, up to CHF 300 (50% of CHF 30)
•••90% of the remaining costs, up to CHF 300 (90% of CHF 15)

Example of calculation
with COMPLETA PRAEVENTA and OPTIMA

Fee for your Migros GolfCard CHF 300.–
Contribution COMPLETA PRAEVENTA CHF  150.–
Contribution OPTIMA•• CHF  135.–
Your costs CHF    15.–
50% of the cost, up to CHF 300 (50% of CHF 300)
••90% of the remaining costs, up to CHF 300 (90% of CHF 150)

Calculate your premium in just a few clicks

Put together your basic and supplementary insurance package online now – buy online with just a few clicks.

Your SWICA advantages

Generous golf contribution

Exclusive premium discounts thanks to the group contract

Worldwide customer service and health advice around the clock

First-class medical care

Equal consideration of conventional and complementary medicine

Personal support in the event of illness or accident

The rate based on your age when you join remains unchanged for life

BENEVITA: digital health coach and bonus programme

We'll be glad to advise you, anytime

Do you have more questions or want individual advice? Write to us or call us. SWICA employees will be happy to help and look forward to hearing from you.

The customer service line is available whenever you want to call – even outside office hours and at the weekend.

Call +41 58 800 99 33
Ask online for advice, a quotation or a callback
Please contact me by *

Calls are returned during business hours.

* Compulsory field

What our customers have to say

Jennifer Hoeffleur
«SWICA supports me in my efforts to live a healthy lifestyle. When I was trying out Bodypump with a friend, she told me that SWICA made generous contributions to her fitness club membership. So I also switched to SWICA, and am very happy I did. SWICA also provides support in the form of the BENEVITA bonus programme.»
Bettina Spanudakis
«As the mother of a 3-year-old I’ve already contacted sante24 several times about ‘childhood illnesses’. I don’t like running to the doctor about every little thing. The initial telephone assessment and expert advice have generally been so good that I haven’t needed to bother our paediatrician.»
Urs Dübendorfer
«The whole family has been impressed with the professional and expert advice we get from SWICA. SWICA are there to advise and support us. This is a health insurer you can rely on. You can really feel that they care about the health of their customers.»
Daniel Gfeller
«Insurance consultants have a reputation for acting in their own interest and talking their customers into buying certain products. With my SWICA advisor, however, I managed to have an open, transparent and friendly conversation that helped me feel confident – the basis for a long-term partnership.»
Erik Hasen
«I have been very satisfied with SWICA for over 40 years, particularly in the period before and after the birth of my son, who was born with a severe disability. Even though the IV takes care of most of the costs, SWICA was always there for me when I had questions or concerns. It really is a good feeling to be covered by this health insurer!»
Loris Hausammann
«I do a lot of sport in my spare time, so it’s important to me to have an insurance partner which supports me financially on that front. The range of services provided by SWICA is transparent and easy to understand, which suits me very well. I also like SWICA’s friendly professional staff and the easy-to-use invoice app.»
Denis Harran
«In SWICA, I’ve found the perfect advisor: competent, efficient and always available, whether it’s for providing advice on services, handling administrative matters or settling claims. My whole family is insured with SWICA. My wife and I are very keen to lead a healthy lifestyle, and take advantage of the tips that we get from the Benevita programme regarding our diet and physical activities.»
Max Gugger
«SWICA gave me all-round support when I had an accident abroad. It was a great relief»

SWICA – No. 1 for customer satisfaction in multiple rankings