Calculation of health promotion and preventive healthcare contributions
SWICA provides contributions of up to 1'300 francs per year towards activities relating to health promotion and preventive healthcare delivered by SWICA-recognised providers. SWICA covers 90% of the costs under your COMPLETA FORTE supplementary plan, up to 500 francs per calendar year (up to 300 francs per type of activity). COMPLETA PRAEVENTA covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). OPTIMA supplementary insurance covers 90% of the cost exceeding this amount, up to 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year. For more detail see the example below:
Calculation examples
Calculation example: dance class
Cost of dance class | CHF 700 |
---|---|
Contribution COMPLETA FORTE• | CHF 300 |
Contribution COMPLETA PRAEVENTA•• | CHF 200 |
Contribution OPTIMA••• | CHF 180 |
Your costs | CHF 20 |
••50% of the costs up to CHF 300 (activity type: exercise) from COMPLETA PRAEVENTA (50% of CHF 400 up to CHF 300)
•••90% of the remaining costs up to CHF 300 from OPTIMA (90% of CHF 200 up to CHF 300)
Calculation example: fitness centre without sauna and/or pool
Cost of full-year fitness club membership | CHF 1'200 |
---|---|
Contribution COMPLETA FORTE• | CHF 300 |
Contribution COMPLETA PRAEVENTA•• | CHF 300 |
Contribution OPTIMA••• | CHF 300 |
Your costs | CHF 300 |
••50% of the costs up to CHF 300 (activity type: exercise) from COMPLETA PRAEVENTA (50% of CHF 900 up to CHF 300)
•••90% of the remaining costs up to CHF 300 from OPTIMA (90% of CHF 600 up to CHF 300)
Calculation example: fitness centre with sauna and/or pool
Cost of full-year fitness club membership | CHF 1'500 |
---|---|
Contribution COMPLETA FORTE• | CHF 500 |
Contribution COMPLETA PRAEVENTA•• | CHF 500 |
Contribution OPTIMA••• | CHF 300 |
Your costs | CHF 200 |
••50% of the costs up to CHF 500, up to CHF 300 per activity type (two activity types: exercise and wellbeing) from COMPLETA PRAEVENTA (50% of CHF 1000 up to CHF 500)
•••90% of the remaining costs up to CHF 300 from OPTIMA (90% of CHF 500 up to CHF 300)