Health insurer healthcare contributions

Leading an active life

You know best what your body needs so that you can lead a dynamic and happy life not just today, but also in ten or thirty years' time. For maximum wellbeing, SWICA offers a comprehensive range of health promotion and preventive healthcare services. Thanks to numerous partnerships with selected sports associations you receive exclusive advantages. The BENEVITA bonus programme rewards SWICA customers for their healthy lifestyle. Our six real-life reports will give you an understanding of the services that SWICA offers.

Your advantages at a glance

In-depth support for exercise, nutrition and wellbeing

Sibylle loves exercise – from fitness workouts to crossfit to yoga, there's very little that this energetic lawyer hasn't tried. She needs regular exercise to help her relax, especially as a counterbalance to her work in the courts. That's why she appreciates the financial support that SWICA provides. Thanks to the COMPLETA FORTE, COMPLETA PRAEVENTA and OPTIMA supplementary insurance plans, she receives up to 1'300 francs (find out more) per year towards activities relating to exercise, nutrition and wellbeing.

Varied offering for your health

Whether it's workouts, yoga, tai chi, acupressure, swimming, massage, nutritional advice, personal training, sauna visits and much more – SWICA supports you in your health-promoting activities. Discover SWICA's comprehensive offering.

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BENEVITA – you are rewarded for being active

Livio has an active lifestyle, is enthusiastic about exercise and is interested in healthy nutrition.

SWICA supports active people like Livio, who care about their health, through attractive offers and benefits. Thanks to BENEVITA, the bonus programme from SWICA, Livio can enjoy an annual premium discount of up to 15%* on selected supplementary insurance plans. In addition, the BENEVITA health platform provides exciting content for his lifestyle. Through coaching calls, experts from santé24 also offer him advice on exercise, nutrition and wellbeing and help him achieve his health goals.

BENEVITA bonus programme
SWICA rewards you for your active lifestyle by giving you a premium discount of up to 15%* and providing you with exciting health-related content.

*Find out more

Sports promotion: dance, tennis, golf, climbing and much more

It's not only gyms and fitness courses that promote health; there are countless ways to stay fit and have fun at the same time. This is ideal for Theo and Chris, two friends who like to try out new sports.

Thanks to SWICA's exclusive partnerships with numerous sports associations, these two young men enjoy attractive contributions towards a range of sporting activities including tennis, climbing, dance, golf, cross-country skiing and much more.

Sports promotion contributions
Thanks to SWICA you benefit from exclusive partnerships with sports associations.

Discover offers

Preventive healthcare

A quarter of the Swiss population suffers from some form of chronic illness, and the trend is up. Elvira's mother suffers from diabetes. Since diabetes can also be hereditary, Elvira is concerned that she too will develop it at some point. This is why she takes the diabetes risk test on the SWICA website. She finds out about the various preventive measures towards which SWICA contributes up to 800 francs per year (find out more) under the COMPLETA PRAEVENTA and OPTIMA supplementary insurance plans. These include contributions towards measures to prevent diabetes and falls, advice on child vaccinations and other partner programmes, as well as precautionary medical check-ups.

Find out more about the wide range of healthcare measures available from SWICA-recognised partners and providers.

Find out more

Health tips and partner discounts

Ever since their twins were born, Martina and Jonas's interest in everything to do with health has grown. That's why they regularly read SWICA's weekly health tip. For example, they immediately knew what to do when the twins came home from kindergarten with lice in their hair, and how valuable microbreaks at work can be.

Are you interested in health-related tips?

Find out more

This young family also likes to look through the active4life preferential offers. SWICA customers enjoy a range of discounts from selected partners in the fields of nutrition, health, sport and wellness. Martina and Jonas have been able to save money on exciting excursions and when shopping online. 

Would you also like to benefit from these reductions as a SWICA customer?

Go to the active4life offers

santé24 – always ready to advise you

Ever since Johan started in his new job, he has practically stopped taking exercise. He often goes out for dinner with friends or eats something quickly between appointments due to time constraints. This is having a negative effect on his figure. He decides to make a change. A colleague, who is also insured with SWICA, tells him about her experience of santé24's special telemedicine consultations focusing on exercise, nutrition and wellbeing. During the consultation, which was arranged by phone, the nutritionist took time to conduct a full diagnostic interview and gave her numerous tips for a healthier diet. This piques Johan's interest and he immediately arranges a telephone consultation.

santé24
Do you have any questions about exercise, nutrition or wellbeing? The doctors and medical specialists at santé24 are available to answer any questions you may have about prevention, illness, accident and birth – free of charge, 24 hours a day.

Find out more

How your preventive healthcare contribution breaks down

SWICA covers 90% of the costs under COMPLETA FORTE supplementary insurance, up to 500 francs per calendar year (up to 300 francs per type of activity). COMPLETA PRAEVENTA covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). OPTIMA supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year.

Personal consultation

Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.

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What our customers have to say.

Aike Festini
«I do a CrossFit workout three or four times a week, enjoy swimming and love relaxing at spas. With my active lifestyle, SWICA is the ideal choice for me because it has something to offer in all these areas. I also like the straightforward digital information exchange.»
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Bernd Böhme
«The website is clear, straightforward and informative. I particularly like the BENEVITA app, which addresses interesting topics on a daily basis and really inspires me. All in all, I am a SWICA fan and try to persuade as many people as possible that, if they want to have the best possible partner for comprehensive health care at their side, they should do as I do and choose SWICA!»
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Loris Hausammann
«I do a lot of sport in my spare time, so it’s important to me to have an insurance partner which supports me financially on that front. The range of services provided by SWICA is transparent and easy to understand, which suits me very well. I also like SWICA’s friendly professional staff and the easy-to-use invoice app.»
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Monika Bini
«I’m a happy customer because SWICA makes generous contributions towards my gym and tennis club memberships. Also, when I submit doctors’ bills they are processed rapidly, and the money I’m owed is transferred to me quickly.»
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