Basic insurance with the partner practice model
Under FAVORIT SANTE basic insurance your point of contact for all health-related matters is the Medbase Health Centre or SWICA partner practice.
Benefits included in basic insurance
The various basic insurance models all offer the same benefits. The only difference between the models is the choice of first point of contact for medical questions. The benefits provided under basic insurance include:
- Conventional medical treatment and complementary medicine
- Hospital stays in the general ward
- Emergency transport and search and rescue operations
- Treatment abroad in emergencies
How the HMO model works
Under the
- Direct access to a network of doctors and therapists
- Doctor can be chosen from a comprehensive directory of health centres
- You get a discount of between 9,.5% and 21.5% on your premium (learn more). Use our premium calculator for an easy way to compare premiums for SWICA basic insurance plans and your potential savings: go to premium calculator.
To the directory of health centres
Frequently asked questions about the HMO model
What's the difference between the HMO model and the STANDARD basic insurance?
Are there any situations when I do not have to contact a Medbase Health Centre or SWICA partner practice first?
Who can I turn to outside practice opening hours?
What do I do in an emergency?
How much can I save on my premiums with the HMO model?
How can I get the best premium?
Exclusive services and advantages free to all SWICA customers
- Free, 24-hour telemedicine service from santé24 doctors and medical staff
- SWICA customer service available 24/7 in Switzerland and abroad
- Expert advice on medication, exercise, nutrition, medicinal plants and vaccinations
- active4life programme with 100 benefits and discount offers at selected partners
Discover all of the advantages
We are happy to advise you
Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.Request a consultation Calculate your premium
Outstanding customer satisfaction
Comparis, K-Tipp, bonus.ch and AmPuls - in comparisons of health insurers, SWICA outperformed all the major Swiss health insurers to secure first place overall for customer satisfaction. You too can place your trust in SWICA and benefit from the exclusive advantages it offers.