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Boost your benefits by combining basic and supplementary insurance plans.and other discounts

At SWICA, you benefit from additional discounts and lower co-payments when you buy multiple policies.

Possible discount combos

You can reduce your insurance premiums by combining the SANTE basic insurance plan with hospitalisation insurance and with group and BENEVITA discounts.

Insured persons who opt for the alternative FAVORIT SANTE basic insurance plan save 15% on their hospitalisation insurance premiums (based on individual insurance premium). With FAVORIT SANTE, the Medbase health centres or SWICA partner practices are your first point of contact for all health-related matters.

Insured persons who enjoy a SANTE discount on their hospitalisation insurance can also save up to 15% on premiums for all semi-private and private hospitalisation insurance plans. This gives a total possible discount of 30%.

Note: The SANTE discount cannot be combined with a group discount. The larger of the two discounts will be applied.

A group contract discount can be combined with a BENEVITA discount for all semi-private and private hospitalisation insurance plans and for the outpatient products COMPLETA TOP and FORTE. The total possible discount on hospitalisation insurance is 30%. The maximum discount for this combination on COMPLETA TOP and COMPLETA FORTE products is 10% (5% BENEVITA and 5% group discount).

Compare and optimise premiums

Transparent and favourable co-payments

SWICA is the only health insurer that applies co-payments from basic insurance to those of its supplementary insurance, which means the annual co-payments will be much lower when compared to other health insurers.

Personal consultation

Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.

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What our customers have to say.

Urs Dübendorfer
«The whole family has been impressed with the professional and expert advice we get from SWICA. SWICA are there to advise and support us. This is a health insurer you can rely on. You can really feel that they care about the health of their customers.»
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Barbara Uebersax
«Thanks to SWICA and My Coach I’ve been able to change my eating habits and get closer to my ideal weight. Nowadays I feel much better and my quality of life has improved.»
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Raffaele Genna
«I really value the great assistance and support. After a skiing accident in Austria I didn't know what kind of accident insurance cover I had. A call to SWICA later on in the evening provided the information I needed and meant that I was extremely well looked after.»
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Patricia Atz-Breslaw
«I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.»
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Jenny Hitz
«SWICA’s staff are always friendly and available. Really great, friendly customer help line and service :)»
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