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Enjoy accident cover as a private patient – in Switzerland and abroad

INFORTUNA medical expenses – accident insurance for private patients – offers comprehensive cover above and beyond that provided under statutory accident insurance, in Switzerland and the whole world.

Buy supplementary insurance online

Use our premium calculator to put together your insurance cover in just a few clicks and then complete your purchase online.

Key benefits at a glance

Hospitalisation
Full cover for outpatient and inpatient treatment as a private patient anywhere in the world*
Complementary medicine
Full cover for complementary outpatient treatment by SWICA–recognised therapists*
Medication
Full cover for the cost of medication*
Treatment abroad
Full cover*

FAQ regarding accident insurance

When does it make sense to have accident insurance?

How much does accident insurance cost?

I am currently unemployed. Am I still insured against accidents?

I work part-time. Do I need the accident cover provided under health insurance?

How do I add or remove the accident cover to/from my insurance?

Exclusive services and advantages for SWICA customers with supplementary insurance

  • Over 100 offers and contributions of up to 1'300 francs per year for health-promoting activities and preventive healthcare (find out more)
  • Support from alternative therapy methods thanks to the equal consideration of conventional and complementary medicine
  • Discounts and the innovative TytoHome telemedicine device for medical examinations at home
  • Reduced hourly rate for care for your home during hospital or medical spa stays (Home Attendant service)

Discover all the benefits

We are happy to advise you

Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.

Request a consultation Calculate your premium

Switch to the number 1 in customer satisfaction now

Comparis, K-Tipp, bonus.ch and AmPuls - in comparisons of health insurers, SWICA outperformed all the major Swiss health insurers to secure first place overall for customer satisfaction. You too can place your trust in SWICA and benefit from the exclusive advantages it offers.
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What our customers have to say

Raffaele Genna
«I really value the great assistance and support. After a skiing accident in Austria I didn't know what kind of accident insurance cover I had. A call to SWICA later on in the evening provided the information I needed and meant that I was extremely well looked after.»
Max Gugger
«SWICA gave me all-round support when I had an accident abroad. It was a great relief»
Sandra & Silvio Huser
«We are always satisfied with the services, processes and professional advice we receive from SWICA.»

SWICA – No. 1 for customer satisfaction in multiple rankings