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Semi-private or private hospitalisation insurance with global cover

Benefits under INFORTUNA insurance

All benefits provided by INFORTUNA insurance are described in detail here.
Basic insu­rance benefits
Accident insurance benefits
Outpatient treatment, conventional medicine
Full cover
Medicines
As per statutory lists of medicines with doctor’s prescription (for use within the indication) (details co-payments)
Full cover
Hospitalisation
General ward in hospitals of the canton of residence or current location based on the rate valid for the canton of residence (details co-payments)
Full cover at SWICA contract hospitals
Complemen­tary medicine

Anthroposophic medicine, acupuncture, TCM pharmacotherapy, homeopathy and phytotherapy: costs covered based on the rate of the canton of residence for doctors (SWICA therapist directory) certified (FMH) in the discipline (details co-payments)

Full cover with SWICA-recognised doctors as well as therapists
Home help

Home help: full cover

Home nursing care
Advice, treatment/basic care provided by recognised service providers (details co-payments)

Home nursing care: full cover

SPA treatment
CHF 10 per day, 21 days per year (details co-payments)
Full cover
Convalescence cures
Full cover
Psychotherapy
Psychotherapy with a specialist; medically prescribed psychological psychotherapy (details co-payments)
Full cover
Glasses or contact lenses
CHF 180 per year up to the age of 18 (under the provisions of the Health Care Benefits Ordinance, details co-payments)
Full cover
Medically prescribed aids
Statutory list of aids and appliances (details co-payments)
Full cover
Emergency transport and medically indicated transport, search and rescue operations

+Emergency transport and transfers full cover; search and rescue operations CHF 20'000 per event (valid for Switzerland and abroad)

Repatriation
Full cover
Treatment abroad
Costs covered in emergencies up to double the rate based on the recognised rate for Switzerland or as per bilateral agreement with EU/EFTA countries (details co-payments)
Full cover
Dental treatment costs, dental hygiene
In the case of serious illnesses of the masticatory system or if the treatment is related to a very serious general illness. Cover in the event of dental accident, if accident cover is in place (details co-payments)
Full cover of excess costs of dental accidents for which an insurer must pay benefits in accordance with KVG, UVG or MVG

Co-payments in basic insurance:
SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.

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