Supplementary outpatient insurance as a complement to basic insurance
Based on COMPLETA TOP or COMPLETA FORTE supplementary outpatient insurance
COMPLETA TOP or COMPLETA FORTE provide the basis for your supplementary outpatient insurance. COMPLETA FORTE offers even more generous benefits than COMPLETA TOP for complementary therapies, glasses, contact lenses, emergency transport, and search and recovery operations. With COMPLETA FORTE, you also benefit from substantial contributions towards health promotion and prevention.
A comparison of COMPLETA TOP and COMPLETA FORTE
Please note that you can take out either COMPLETA TOP or COMPLETA FORTE.
Co-payments in basic insurance:
SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.
Co-payments in COMPLETA TOP or COMPLETA FORTE:
Under the General Insurance Conditions (GIC) and Supplementary Conditions (SC), adult customers can choose between no excess and an excess of CHF 600 for these benefits. Children below the age of 18 are exempt from any excess. All insured persons are subject to a deductible of 10% (max. CHF 700 for adults and CHF 350 for children). Any co-payments already made under mandatory healthcare insurance are carried over (see «SWICA advantage»).
Further extend your insurance cover
Before you can enjoy additional supplementary outpatient cover, you need to purchase COMPLETA TOP or COMPLETA FORTE.
FAQ regarding outpatient insurance plans
Which medicines will my health insurer pay for?
Will my health insurer pay for traditional Chinese medicine (TCM)?
How much does my health insurer pay towards glasses?
How much does my health insurer pay towards children’s glasses?
Does my health insurer pay for contact lenses?
Contributions of up to CHF 1'300* towards health-promoting activities
COMPLETA FORTE: 90% of the costs up to CHF 500
COMPLETA PRAEVENTA: 50% of the costs up to CHF 500
OPTIMA: 90% of the remaining costs up to CHF 300
We are happy to advise you
Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.Request a consultation Calculate your premium
How your premium discount breaks down
The BENEVITA discount is based on the level you reached individually, as shown in the app. The Special Conditions explain the details of the BENEVITA programme. You earn points by completing challenges. All three discount levels must be achieved to benefit from the highest BENEVITA discount. This means collecting a total of 2'500 points.Supplementary insurances | COMPLETA TOP COMPLETA FORTE | HOSPITA (excluding HOSPITA GENERAL) |
---|---|---|
Grado discount 1: 300 points | 5% discount | 5% discount |
Grado discount 2: plus 700 points | 5% discount | 10% discount |
Grado discount 3: plus 1'500 points | 5% discount | 15% discount |