Benefits under COMPLETA FORTE supplementary insurance
All benefits provided by COMPLETA FORTE supplementary insurance are described in detail here. COMPLETA FORTE can be extend further with benefits from COMPLETA PRAEVENTA, OPTIMA and SUPPLEMENTA supplementary insurances.
Co-payments in basic insurance:
SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.
Co-payments in COMPLETA TOP or COMPLETA FORTE:
Under the General Insurance Conditions (GIC) and Supplementary Conditions (SC), adult customers can choose between no excess and an excess of CHF 600 for these benefits. Children below the age of 18 are exempt from any excess. All insured persons are subject to a deductible of 10% (max. CHF 700 for adults and CHF 350 for children). Any co-payments already made under mandatory healthcare insurance are carried over (see «SWICA advantage»).
Contributions of up to CHF 1'300* towards health-promoting activities
Benefit from generous contributions towards health-promoting activities. SWICA will contribute up to CHF 1'300* per year depending on your chosen supplementary insurance plans. COMPLETA PRAEVENTA can only be taken out in combination with COMPLETA TOP or COMPLETA FORTE.
*This is how your prevention contribution is calculated:
COMPLETA FORTE: 90% of the costs up to CHF 500
COMPLETA PRAEVENTA: 50% of the costs up to CHF 500
OPTIMA: 90% of the remaining costs up to CHF 300
COMPLETA FORTE: 90% of the costs up to CHF 500
COMPLETA PRAEVENTA: 50% of the costs up to CHF 500
OPTIMA: 90% of the remaining costs up to CHF 300
Insurance advice until 21:00
Take advantage of comprehensive insurance advice: SWICA employees will be glad to answer your questions by telephone, even in the evenings until 21:00, Monday to Friday. Also via online video consultation on request. Call +41 58 800 99 33Book appointment online Calculate your premium
