Generous discounts and top hospital insurance benefits
Optimization of hospital insurance
Increase your excess – and save up to 50% on your premiums
Choose HOSPITA FLEX or HOSPITA hospital list – and save up to 68% on your premiums
Use actively the BENEVITA health coach app – and save up to 15% on your premiums
Combining the SANTE basic insurance model with hospitalisation insurance delivers a 15% premium discount
Annual premium payment
Transparent and favourable co-payments
SWICA is the only health insurer that applies co-payments from basic insurance to those of its supplementary insurance, which means the annual co-payments will be much lower when compared to other health insurers.
Example of rate increases for hospitalisation insurance
The premiums that most health insurers charge for supplementary insurance increase noticeably every five years. This often results in a heavy financial burden in old age. By basing its rates on your age when you buy the supplementary insurance, SWICA factors the time you have been insured into the premium calculation, rewarding you for your loyalty.
Personal consultation
Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.Request a consultation Calculate your premium