HOSPITA FLEX PRIVATE
HOSPITA FLEX PRIVATE insurance allows you to choose your hospital and ward before any surgery, according to your needs. When receiving treatment in a private or semi-private ward, you also benefit from a free choice of doctor and hospital.
Overview of benefits
- Free choice of hospital ward (general, semi-private or private) before every hospital stay
- Free choice of doctor in the semi-private and private ward
- Full cover in the general, semi-private or private ward of public and private hospitals under contract with SWICA in Switzerland and Liechtenstein
- Generous supplementary benefits for convalescence and medical spa treatment
- Transparent co-payments depending on choice of hospital ward:
- General ward: no co-payments
- Semi-private ward: CHF 300 per day, max. CHF 6'000 per year
- Private ward: CHF 400 per day, max. CHF 8'000 per year
All the benefits in detail
Example of rate increases for hospitalisation insurance
The premiums that most health insurers charge for supplementary insurance increase noticeably every five years. This often results in a heavy financial burden in old age. By basing its rates on your age when you buy the supplementary insurance, SWICA factors the time you have been insured into the premium calculation, rewarding you for your loyalty.
Exclusive services and advantages for SWICA customers with hospital insurance
- Second medical opinion from santé24 and from doctors from meinezweitmeinung.ch to help you make a decision
- Up to 15% discount on HOSPITA plans if you actively use the BENEVITA health coach app (find out more)
- Reduced hourly rate for personal care of your child in case of illness or accident (Home Nanny service)
- Reduced hourly rate for care for your home during hospital or medical spa stays (Home Attendant service)
Discover all the benefits
We are happy to advise you
Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.Request a consultation Calculate your premium
Switch to the number 1 in customer satisfaction now
Comparis, K-Tipp, bonus.ch and AmPuls - in comparisons of health insurers, SWICA outperformed all the major Swiss health insurers to secure first place overall for customer satisfaction. You too can place your trust in SWICA and benefit from the exclusive advantages it offers.
How your premium discount breaks down
The BENEVITA discount is based on the level you reached individually, as shown in the app. The Special Conditions explain the details of the BENEVITA programme. You earn points by completing challenges. All three discount levels must be achieved to benefit from the highest BENEVITA discount. This means collecting a total of 2'500 points.| Supplementary insurances | COMPLETA TOP COMPLETA FORTE |
HOSPITA (excluding HOSPITA GENERAL) |
|---|---|---|
| Grado discount 1: 300 points | 5% discount | 5% discount |
| Grado discount 2: plus 700 points | 5% discount | 10% discount |
| Grado discount 3: plus 1'500 points | 5% discount | 15% discount |
