Semi-private or private hospitalisation insurance with global cover

Benefits under hospitalisation insurance HOSPITA FLEX SEMI-PRIVATE

All benefits from the hospitalisation insurance HOSPITA FLEX SEMI-PRIVATE are described in detail here.
Basic insu­rance benefits
Benefits under HOSPITA FLEX SEMI-PRIVATE insurance
Hospital stays
General ward in hospitals of the canton of residence or current location based on the rate valid for the canton of residence (details co-payments)

Free choice of hospital ward (general or semiprivate) before every hospital stay. Full cover in the general or semi-private ward of public and private hospitals in Switzerland and Liechtenstein (details).

Choice before each hospital stay:

  • General: no excess
  • Semi-private: CHF 300 per day, max. CHF 6000 per year
Maternity
  • No co-payments for maternity benefits in accordance with the Health Care Benefits Ordinance.
  • No co-payments for treatment against illness from the 13th week of pregnancy up to and including the 8th week after the birth.
Additional costs for the newborn during the mother’s postpartum recovery, the same as the mother’s cover
Home help
+CHF 30/day, max. 60 days per year
Home nursing care
Advice, treatment/basic care provided by recognised service providers (details co-payments)
+CHF 60 per day
SPA treatments
CHF 10 per day, 21 days per year (details co-payments)
+CHF 60/day, up to 30 days per year
Convalescence cures
+CHF 30/day, up to 30 days per year
Emergency transport and medically indicated transport, search and rescue operations, repatriation
Emergency transport and transfers:
+90%, no upper limit (Switzerland and abroad)

Search and rescue operations, repatriation:
90% up to CHF 20'000 per event
Treatment abroad
Costs covered in emergencies up to double the rate based on the recognised rate for Switzerland or as per bilateral agreement with EU/EFTA countries (details co-payments)
+CHF 100/day and CHF 10'000 per year for treatment costs

Co-payments in basic insurance:
SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.

Important note:
If there is no contract with a SWICA-recognised hospital, the maximum rate applies. If a hospital is not recognised by SWICA, the costs are not covered. Such hospitals are not listed in the hospital directory, or are listed with a note stating that the costs will not be covered. As the directory may be amended at any time, it must be consulted before any services are used.

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