Semi-private or private hospitalisation insurance with global cover

Benefits under hospitalisation insurance

All benefits from the various hospitalisation insurance plans are described in detail here.
HOSPITA GENERAL
HOSPITA SEMI-PRIVATE and HOSPITA FLEX SEMI-PRIVATE
HOSPITA PRIVATE and HOSPITA FLEX PRIVATE
HOSPITA PRIVATE GLOBAL BestMed
Hospital stays

HOSPITA GENERAL:
Full cover in the general ward of acute hospitals recognised by SWICA

Selectable excess per year:

  • CHF 1'000, premium reduction = 15%
  • CHF 2'000, premium reduction = 25%
  • CHF 5'000, premium reduction = 50%

HOSPITA SEMI-PRIVATE:
Full cover in the semiprivate ward of all hospitals in Switzerland and Liechtenstein (details)

Selectable excess per year:

  • CHF 1'000, premium reduction = 15%
  • CHF 2'000, premium reduction = 25%
  • CHF 5'000, premium reduction = 50%

 

HOSPITA FLEX SEMI-PRIVATE:
Free choice of hospital ward (general or semiprivate) before every hospital stay. Full cover in the general or semi-private ward of public and private hospitals in Switzerland and Liechtenstein (details).

Choice before each hospital stay:

  • General: no deductible
  • Semi-private: CHF 300 per day, up to CHF 6'000 per year

HOSPITA PRIVATE:
Full cover in the private ward of any hospital in Switzerland and Liechtenstein (details)

Selectable excess per year:

  • CHF 1'000, premium reduction = 15%
  • CHF 2'000, premium reduction = 25%
  • CHF 5'000, premium reduction = 50%

 

HOSPITA FLEX PRIVATE:
Free choice of hospital ward (general, semi-private or private) before every hospital stay. Full cover in the general, semi-private or private ward of public and private hospitals in Switzerland and Liechtenstein (details).

Choice before each hospital stay:

  • General: no deductible
  • Semi-private: CHF 300 per day, up to CHF 6'000 per year
  • Private: CHF 400 per day, max. CHF 8'000 per year

BestMed:
Private ward worldwide, full cover in public and private hospitals (details)

BestMed guarantee: Special benefits for insured persons with special requirements. The fastest connection to outstanding medical care around the clock.

Selectable excess per year:

  • CHF 1'000, premium reduction = 15%
  • CHF 2'000, premium reduction = 25%
  • CHF 5'000, premium reduction = 50%
Maternity
Additional costs for the newborn during the mother’s postpartum recovery, the same as the mother’s cover
Additional costs for the newborn during the mother’s postpartum recovery, the same as the mother’s cover
Additional costs for the newborn during the mother’s postpartum recovery, the same as the mother’s cover
Additional costs for the newborn during the mother’s postpartum recovery, the same as the mother’s cover
Home help
CHF 15/day, max. 60 days per year
CHF 30/day, max. 60 days per year
CHF 40/day, max. 60 days per year
CHF 50/day, max. 60 days per year
Home nursing care
CHF 30 per day
CHF 60 per day
CHF 80 per day
CHF 100 per day
SPA treatments
CHF 30/day, up to 30 days per year
CHF 60/day, up to 30 days per year
CHF 80/day, up to 30 days per year
CHF 100/day, up to 30 days per year
Convalescence cures
CHF 15/day, up to 30 days per year
CHF 30/day, up to 30 days per year
CHF 40/day, up to 30 days per year
CHF 50/day, up to 30 days per year
Emergency transport/transfers
90%, up to CHF 5'000 per year (Switzerland and abroad)
90%, no upper limit (Switzerland and abroad)
90%, no upper limit (Switzerland and abroad)
90%, no upper limit (Switzerland and abroad)
Search/rescue operations, repatriation
90% up to CHF 5'000 per event
90% up to CHF 20'000 per event
90% up to CHF 20'000 per event
90% up to CHF 20'000 per event
Treatment abroad
CHF 50/day and CHF 5'000 per year for treatment costs
CHF 100/day and CHF 10'000 per year for treatment costs
CHF 150/day and CHF 30'000 per year for treatment costs
Full cover

Important note:
If there is no contract with a SWICA-recognised hospital, the maximum rate applies. If a hospital is not recognised by SWICA, the costs are not covered. Such hospitals are not listed in the hospital directory, or are listed with a note stating that the costs will not be covered. As the directory may be amended at any time, it must be consulted before any services are used.

In the case of HOSPITA PRIVATE WORLDWIDE, this applies only to treatment in Switzerland and the Principality of Liechtenstein.

Buy supplementary hospitalisation insurance online

Use our premium calculator to put together your insurance cover in just a few clicks and then complete your purchase online.

We are happy to advise you

Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.

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What our customers have to say.

Urs Dübendorfer
«The whole family has been impressed with the professional and expert advice we get from SWICA. SWICA are there to advise and support us. This is a health insurer you can rely on. You can really feel that they care about the health of their customers.»
Florian Allenspach
«A health insurer shows its real qualities when you become ill. When I had surgery on my back seven years ago SWICA was always there for me. I benefited from preferential treatment in the hospital and straightforward processes. I can warmly recommend SWICA to anyone.»
Adriana González
«When things got really difficult, SWICA was there for us. When my son was only one day old, he was transferred to the university hospital because it looked like he needed to have abdominal surgery. Because I have private insurance with SWICA, I was able to stay overnight in the hospital and breastfeed my son, which was certainly very important in the first days of his life.»
Daniel Gfeller
«Insurance consultants have a reputation for acting in their own interest and talking their customers into buying certain products. With my SWICA advisor, however, I managed to have an open, transparent and friendly conversation that helped me feel confident – the basis for a long-term partnership.»
Eliane Mäder
«The decision to remain with SWICA is based on decades of positive experience. I’m absolutely delighted with Benevita. I regularly take part in step competitions and I’m delighted if I come in the top eight. This membership has brought a positive dynamism into my life.»
Monika Bini
«I’m a happy customer because SWICA makes generous contributions towards my gym and tennis club memberships. Also, when I submit doctors’ bills they are processed rapidly, and the money I’m owed is transferred to me quickly.»
Daniel Henke
«For our family, only the best is good enough. Thanks to SWICA, we were able to enjoy the first hours and days together in a family room after our daughter was born. It’s wonderful and reassuring to know that, if anything happens, we as a young family are in good hands with SWICA.»

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