Benefits in SUPPLEMENTA supplementary insurance
All benefits provided by SUPPLEMENTA supplementary insurance are described in detail here. SUPPLEMENTA is available only in combination with COMPLETA TOP or COMPLETA FORTE and can be extend further with benefits from OPTIMA supplementary insurance.
* SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.
Co-payments in COMPLETA TOP or COMPLETA FORTE:
Under the General Insurance Conditions (GIC) and Supplementary Conditions (SC), adult customers can choose between no excess and an excess of CHF 600 for these benefits. Children below the age of 18 are exempt from any excess. All insured persons are subject to a deductible of 10% (max. CHF 700 for adults and CHF 350 for children). Any co-payments already made under mandatory healthcare insurance are carried over (see «SWICA advantage»).
Generous cover for glasses and contact lenses
Supplementary insurance from SWICA provides you with generous contributions towards glasses and contact lenses. Switch to SWICA now and save up to CHF 1'500 every 3 years.Example of cover (every 3 years)
| Cost of glasses and/or contact lenses | CHF 1600 |
|---|---|
| COMPLETA FORTE contribution• | CHF 900 |
| OPTIMA contribution•• | CHF 300 |
| SUPPLEMENTA contribution••• | CHF 300 |
| Your costs | CHF 100 |
SWICA's contribution under supplementary insurance is as follows:
•90% of costs up to CHF 900 (90% of CHF 1600 up to CHF 900)
••90% of additional costs up to CHF 300 (90% of CHF 700 up to CHF 300)
•••90% of additional costs up to CHF 300 (90% of CHF 400 up to CHF 300)
•90% of costs up to CHF 900 (90% of CHF 1600 up to CHF 900)
••90% of additional costs up to CHF 300 (90% of CHF 700 up to CHF 300)
•••90% of additional costs up to CHF 300 (90% of CHF 400 up to CHF 300)
| Cost of glasses and/or contact lenses | CHF 1000 |
|---|---|
| COMPLETA TOP contribution• | CHF 200 |
| OPTIMA contribution•• | CHF 300 |
| SUPPLEMENTA contribution••• | CHF 300 |
| Your costs | CHF 200 |
SWICA's contribution under supplementary insurance is as follows:
•90% of costs up to CHF 200 (90% of CHF 1000 up to CHF 200)
••90% of additional costs up to CHF 300 (90% of CHF 800 up to CHF 300)
•••90% of additional costs up to CHF 300 (90% of CHF 500 up to CHF 300)
•90% of costs up to CHF 200 (90% of CHF 1000 up to CHF 200)
••90% of additional costs up to CHF 300 (90% of CHF 800 up to CHF 300)
•••90% of additional costs up to CHF 300 (90% of CHF 500 up to CHF 300)
We are happy to advise you
Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.Request a consultation Calculate your premium
