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Health insurance for glasses and contact lenses

Benefits in SUPPLEMENTA supplementary insurance

All benefits provided by SUPPLEMENTA supplementary insurance are described in detail here. SUPPLEMENTA is available only in combination with COMPLETA TOP or COMPLETA FORTE and can be extend further with benefits from OPTIMA supplementary insurance.
Basic insu­rance benefits
Benefits under SUPPLEMENTA and COMPLETA TOP supple­mentary insurance
Benefits under SUPPLEMENTA and COMPLETA FORTE supple­mentary insurance
Glasses or contact lenses
CHF 180 per year up to the age of 18 (under the provisions of the Health Care Benefits Ordinance, details co-payments)
In addition to basic insurance 90%, up to CHF 500 every 3 years (benefits from COMPLETA TOP cannot be combined with benefits from basic insurance)

Together with OPTIMA:
90%, up to CHF 800 every 3 years
In addition to basic insurance 90%, up to CHF 1'200 every 3 years (benefits from COMPLETA FORTE cannot be combined with benefits from basic insurance)

Together with OPTIMA:
90%, up to CHF 800 every 3 years
Medically prescribed aids
Statutory list of aids and appliances (details co-payments)
In addition to basic insurance 90%, up to CHF 700 per year, as per separate list

Together with OPTIMA:
90%, up to CHF 1’000 per year, as per separate list
In addition to basic insurance 90%, up to CHF 700 per year, as per separate list

Together with OPTIMA:
90%, up to CHF 1’000 per year, as per separate list
Emergency transport and medically indicated transport, search and rescue operations
In addition to basic insurance for Switzerland: Emergency transport and transfers 90%, up to CHF 40’000 per year, together with the benefits from basic insurance; search and rescue operations up to CHF 20’000 per year

Abroad: search and rescue missions up to CHF 50'000 per year; emergency transport up to CHF 70'000 per year

Together with OPTIMA:
Emergency transport and transfers 90% up to CHF 60'000 per year (Switzerland) or 90% up to CHF 90'000 per year (abroad)
In addition to basic insurance for Switzerland: Emergency transport and transfers 90%, up to CHF 120’000 per year, together with the benefits from basic insurance; search and rescue operations up to CHF 100’000 per year

Abroad: search and rescue missions up to CHF 150'000 per year; emergency transport up to CHF 170'000 per year

Together with OPTIMA:
Emergency transport and transfers 90% up to CHF 140'000 per year (Switzerland) or 90% up to CHF 190'000 per year (abroad)

* SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.

Co-payments in COMPLETA TOP or COMPLETA FORTE:
Under the General Insurance Conditions (GIC) and Supplementary Conditions (SC), adult customers can choose between no excess and an excess of CHF 600 for these benefits. Children below the age of 18 are exempt from any excess. All insured persons are subject to a deductible of 10% (max. CHF 700 for adults and CHF 350 for children). Any co-payments already made under mandatory healthcare insurance are carried over (see «SWICA advantage»).

Generous cover for glasses and contact lenses

Supplementary insurance from SWICA provides you with generous contributions towards glasses and contact lenses. Switch to SWICA now and save up to CHF 1'500 every 3 years.

Example of cover (every 3 years)
Cost of glasses and/or contact lenses CHF 1600
COMPLETA FORTE contribution CHF 900
OPTIMA contribution•• CHF 300
SUPPLEMENTA contribution••• CHF 300
Your costs CHF 100
SWICA's contribution under supplementary insurance is as follows:
90% of costs up to CHF 900 (90% of CHF 1600 up to CHF 900)
••90% of additional costs up to CHF 300 (90% of CHF 700 up to CHF 300)
•••90% of additional costs up to CHF 300 (90% of CHF 400 up to CHF 300)
Cost of glasses and/or contact lenses CHF 1000
COMPLETA TOP contribution CHF 200
OPTIMA contribution•• CHF 300
SUPPLEMENTA contribution••• CHF 300
Your costs CHF 200
SWICA's contribution under supplementary insurance is as follows:
90% of costs up to CHF 200 (90% of CHF 1000 up to CHF 200)
••90% of additional costs up to CHF 300 (90% of CHF 800 up to CHF 300)
•••90% of additional costs up to CHF 300 (90% of CHF 500 up to CHF 300)

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We are happy to advise you

Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.

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