Semi-private or private hospitalisation insurance with global cover

Benefits under hospitalisation insurance HOSPITA GENERAL

All benefits from the hospitalisation insurance HOSPITA GENERAL are described in detail here.
Basic insu­rance benefits
Benefits under HOSPITA GENERAL insurance
Hospital stays
General ward in hospitals of the canton of residence or current location based on the rate valid for the canton of residence (details co-payments)

Full cover in the general ward of acute hospitals recognised by SWICA

Selectable excess per year:

  • CHF 1'000, premium reduction = 15%
  • CHF 2'000, premium reduction = 25%
  • CHF 5'000, premium reduction = 50%
Maternity
  • No co-payments for maternity benefits in accordance with the Health Care Benefits Ordinance.
  • No co-payments for treatment against illness from the 13th week of pregnancy up to and including the 8th week after the birth.
Additional costs for the newborn during the mother’s postpartum recovery, the same as the mother’s cover
Home help
+CHF 15/day, max. 60 days per year
Home nursing care
Advice, treatment/basic care provided by recognised service providers (details co-payments)
+CHF 30 per day
SPA treatments
CHF 10 per day, 21 days per year (details co-payments)
+CHF 30/day, up to 30 days per year
Convalescence cures
+CHF 15/day, up to 30 days per year
Emergency transport and medically indicated transport, search and rescue operations, repatriation
Emergency transport and transfers:
+90%, up to CHF 5'000 per year (Switzerland and abroad)

Search and rescue operations, repatriation:
90% up to CHF 5'000 per event
Treatment abroad
Costs covered in emergencies up to double the rate based on the recognised rate for Switzerland or as per bilateral agreement with EU/EFTA countries (details co-payments)
+CHF 50/day and CHF 5'000 per year for treatment costs

Co-payments in basic insurance:
SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.

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